Notes:

Hong Kong dollar currency policies only accept payment in Hong Kong dollars. Non-Hong Kong dollar currency polices can accept payment in the policy currency or Hong Kong dollars.

For making other payment in HKD for the USD Policy (including but not limited to the renewal premium and premium levy, the loan repayment), the HKD amount shall be based on the amount shown on the relevant notice or the amount quoted by our Company.

The above exchange rates are for reference only and may be adjusted from time to time without prior notice. If there is a shortfall in payment due to exchange rate fluctuations, we may follow up with you to cover the difference.